If you don’t use it, why pay for it? 7 things you can stop spending money on that you won’t miss

Chapter 51: If you don’t use it, why pay for it? 7 things you can stop spending money on that you won’t miss We all do it. We do it so often, we don’t even know we’re doing it. What am I talking about? Spending money on unnecessary things or on items and services we…

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5 financial penalties that could cost you a LOT

Chapter 50: 5 financial penalties that could cost you a LOT When you watch sports, the first thought that comes to mind when a player commits a penalty is, “That wasn’t a smart move. Why did you do that?” When it comes to your finances, there are a lot of unintentional, not-so-smart things you can…

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Read the fine print: It can help you save more for retirement

Chapter 49: Read the fine print: It can help you save more for retirement If you need additional money for retirement, the first places you should look are your brokerage, retirement and other financial accounts. Don’t go straight to the bottom line of your statement to see how much you’ve saved. Instead, review all the information…

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Check your statement: Bank and credit fees could cost you more than you expect

Chapter 48: Check your statement: Bank and credit fees could cost you more than you expect Have you read our article on how to save money on investment fees? If not, you should check it out. Believe it or not, you can save a lot on banking and credit card fees, as well. Remember: Any money…

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10 additional tax tips that can help you save even more for retirement

Chapter 47: 10 additional tax tips that can help you save even more for retirement Have you read our previous list of tax tips in Chapter 44 that can help you reach your retirement goals? It was so popular, we found ten more that you’ll find equally valuable. Tip #1: Write-off mortgage interest. If you have…

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10 tax strategies that will help you save more for retirement

Chapter 46: 10 tax strategies that will help you save more for retirement If you need additional money to save for retirement, taking a fresh look at your tax situation will help. Here are some simple — and often little-known — things you can do to reduce your taxes. Put the money you save on taxes…

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How to get free money

Chapter 45: How to get free money If you’re like most people, the idea of getting something for free appeals to you. And when that something is money, it’s even better. That’s why it’s surprising millions of Americans leave billions of dollars of free money on the table each and every year. That money comes in…

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Raise. Bonus. Inheritance. Lottery prize. What would you do with a windfall?

Chapter 46: Raise. Bonus. Inheritance. Lottery prize. What would you do with a windfall? You receive a raise or bonus for doing a fantastic job at work. A long-lost uncle unexpectedly leaves you money after he passes away. You finally win a significant lottery prize. What will you do with the money? Spend it on yourself.…

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The smartest thing you can do with your tax refund

Chapter 45: The smartest thing you can do with your tax refund Do you receive a tax refund year after year after year? According to the IRS, eight out of ten Americans do. The average annual refund is almost $3,000 per household. If you’re like most people, that money disappears quickly. Many use it to…

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Saving more for retirement is as simple as 1-2-3 (percent)

Chapter 42: Saving more for retirement is as simple as 1-2-3 (percent) One percent may not seem like a lot, but saving just one percent of your income can make a big difference when it comes time to retire. Double it to two percent, and your retirement lifestyle is enhanced significantly. Three percent is a game…

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