You May Think You Can Work Forever, But…

Chapter 22: You may think you can work forever, but… It’s pretty common knowledge that people these days are simply not saving enough for retirement. But most don’t realize how dire the situation is. According to a study of Individual Retirement Accounts (IRAs) conducted by the Employee Benefit Research Institute (EBRI), 30 year olds, on…

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Do Periodic Market Fluctuations Have You Wondering: Am I investing right for retirement?

Chapter 21: Do Periodic Market Fluctuations Have You Wondering: Am I investing right for retirement? After years of the stock markets going up and up, an occasional fluctuation may have you questioning — for the first time in a long time — whether you have your retirement dollars invested in sound, safe and sensible ways.…

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Are You About to Blow Your Retirement Budget?

Chapter 22: Are You About to Blow Your Retirement Budget? If you are, then… Congratulations! You’re one of the few people who has actually saved money for retirement. According to a recent study by the Employee Benefits Research Institute, only 22 percent of Americans say they feel confident they have enough money set aside for…

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Get Control Over Your Retirement Healthcare Costs

Chapter 19: Get control over your retirement healthcare costs One of the biggest mistakes people make when they plan for retirement: They seriously underestimate how much healthcare will cost after they retire. According to a recent article in the Washington Post, approximately one half of pre-retirees age 55-64 guessed that they would need $50,000 to…

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Are You Passing Up Free Money?

Chapter 18: Are you passing up free money? Most people these days simply aren’t saving enough for retirement. Are you one of them? According to the 2015 Annual Retirement Confidence Survey conducted by the Employee Benefit Research Institute, approximately one-third of Americans have saved less than $1,000 for retirement. New research from the National Institute…

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The Best Time to Start Saving for Retirement?

Chapter 17: The best time to start saving for retirement? Yesterday… Many people question when they should start saving for retirement. It is, after all, a milestone that can seem a long way off. There are so many important things you need to deal with before retiring including buying a home and making home improvements,…

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Planning for retirement? Then you probably want to pass on the variable annuities…

Chapter 16: Planning for retirement? Then you probably want to pass on the variable annuities… Are you looking at investment options to include in your plan for retirement? Has your financial advisor recommended a variable annuity? Then… it might be time to run the other way! Why? Because there are a boatload of reasons why…

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Is it Costing You Too Much to Save for Retirement?

Chapter 15: Is it costing you too much to save for retirement? So, you’re one of the few people who is actually saving money for retirement. Congratulations, you’re ahead of most of the U.S. population! According to a recent study of data from the Federal Reserve, only 55 percent of working age people in the…

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Are You Basing Your Retirement on an Urban Legend?

Chapter 14: Are you basing your retirement on an urban legend? Bloody Mary The body in the mattress Getting hit by lightning while talking on the phone The boogeyman Shoelaces getting caught in an escalator… Urban legends are okay when you’re young. But as you get older, you (hopefully!) stop believing in them and start…

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That Money in Your 401(k)?

Chapter 13: That Money in Your 401(k)? Hint: It Should Be For Retirement (not shoes or new electronic equipment)…Really! Have you ever done this: Left a job (your choice or your employer’s) Got a notice from the company that managed your 401(k) offering you the option to roll your money over to an IRA —…

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